On receiving a renewal notice for my car insurance today, I thought I would look around to see if I could get a better quote elsewhere. After looking around at several different websites that compare quotes from different insurance companies I noticed that the company I currently have my insurance with was offering a cheaper quote that the one in my renewal letter. Is this a case of a “brand new customer’s only policy”.
Thinking this a little strange I went direct to my current insurer’s website and input my details for a quote. Sure enough it came up considerably cheaper than the quote in my renewal letter; in fact the total difference was a sum of £146.44. I decided to call my insurer directly causing much confusion with the call centre staff as I explained I wanted to pay the price I was quoted on the internet and not the more expensive one in my renewal letter.
After checking through the information and calling me several times to double check the details I was finally offered the considerably cheaper quote I had obtained on the internet. It makes me wonder how many customers just renew their car insurance with their current company and end up paying hundreds of pounds extra for cover just because they don’t have the time to double check the figures. Even if you just obtain an online quote from your current insurer it could still save you money.
Have you looked at Direct Line? They’re one of the cheapest I found.
Hello Owen, Yes direct line was one of the options I came across and it was competitive but I managed to get Budget insurance to match the cheapest price I found which was great (although it was also through their own website after much research). As I only use my car a couple of times a month paying too much for car insurance is a real issue for me and I feel I got a good deal this time. In future I will always look around before going with the the fee in the renewal letter though.