This article suggests that balance transfer deals are disappearing in what appears to be a clamp down on easy credit. Research has shown that there are only nine credit companies offering a long term 0% balance transfer deal. This is compared with over 200 companies a year ago. The research which was carried out by www.fool.co.uk found there are now only 20 cards from 9 providers that offer a 0% balance transfer for a minimum of 10 months. It looks like it could be time to pay off that credit card balance.